How Do You Spell COLLATERALIZE?

Pronunciation: [kəlˈatəɹə͡lˌa͡ɪz] (IPA)

The word "collateralize" (kəˈlætəraɪz) is spelled using the suffix "-ize," which means "to make or cause to become." The root word is "collateral," which is pronounced kəˈlætərəl, and refers to property or assets that are pledged as security for a loan. "Collateralize" means to secure a loan using collateral. The phonetic transcription shows that the emphasis is placed on the "lat" syllable, with the "a" pronounced as a short vowel sound.

COLLATERALIZE Meaning and Definition

1. Collateralize is a verb that refers to the act of using an asset or property as collateral in order to secure a loan or transaction. When someone collateralizes an asset, they are essentially pledging it as a guarantee, promising to relinquish ownership of the asset to the lender if they fail to meet the terms of the agreement, such as repayment of the loan.

   The process of collateralization involves providing a valuable asset, such as real estate, stocks, or even valuable possessions, that holds sufficient value to serve as a form of security for the lender. This collateral provides a level of assurance to the lender that they will be able to recover their investment in case the borrower defaults on their obligations.

   Collateralization is commonly used in financial transactions such as loans, mortgages, or bond issuances. By allowing borrowers to use assets as collateral, lenders minimize their risk and have an additional recourse if the borrower fails to fulfill their financial commitments.

   The value of the collateralized asset is usually assessed by appraisers or experts to determine its worth and compatibility with the loan amount being requested. Different assets may carry different levels of risk and thus result in varying degrees of loan approval.

   Overall, the act of collateralizing is a method employed to provide security and mitigate risk in financial transactions by using valuable assets as a form of guarantee.

Common Misspellings for COLLATERALIZE

• collateralizew
• colaterilize
• collaterlise

Etymology of COLLATERALIZE

The word "collateralize" is derived from the noun "collateral", which ultimately traces back to the Latin term "collaterālis". In Latin, "col-" means "together" or "with", while "laterālis" means "of or belonging to the side". Thus, "collateral" originally referred to something situated or existing alongside or side by side with something else.

The word "collateralize" is formed by adding the suffix "-ize" to "collateral", which forms a verb from the noun. So, "collateralize" means to provide or offer something as collateral, generally in financial contexts.

Similar spelling words for COLLATERALIZE

• collateral,
• collateral fraud.

Conjugate verb Collateralize

CONDITIONAL

I would collateralize

you would collateralize

he/she/it would collateralize

we would collateralize

they would collateralize

CONDITIONAL CONTINUOUS

I would be collateralizing

you would be collateralizing

he/she/it would be collateralizing

we would be collateralizing

they would be collateralizing

CONDITIONAL PERFECT

I would have collateralize

you would have collateralize

he/she/it would have collateralize

we would have collateralize

they would have collateralize

CONDITIONAL PERFECT CONTINUOUS

I would have been collateralizing

you would have been collateralizing

he/she/it would have been collateralizing

we would have been collateralizing

they would have been collateralizing

FUTURE

I will collateralize

you will collateralize

he/she/it will collateralize

we will collateralize

they will collateralize

FUTURE CONTINUOUS

I will be collateralizing

you will be collateralizing

he/she/it will be collateralizing

we will be collateralizing

they will be collateralizing

FUTURE PERFECT

I will have collateralized

you will have collateralized

he/she/it will have collateralized

we will have collateralized

they will have collateralized

FUTURE PERFECT CONTINUOUS

I will have been collateralizing

you will have been collateralizing

he/she/it will have been collateralizing

we will have been collateralizing

they will have been collateralizing

IMPERATIVE

you collateralize

we let´s collateralize

NONFINITE VERB FORMS

to collateralize

PAST

I collateralized

you collateralized

he/she/it collateralized

we collateralized

they collateralized

PAST CONTINUOUS

I was collateralizing

you were collateralizing

he/she/it was collateralizing

we were collateralizing

they were collateralizing

PAST PARTICIPLE

collateralized

PAST PERFECT

I had collateralized

you had collateralized

he/she/it had collateralized

we had collateralized

they had collateralized

PAST PERFECT CONTINUOUS

I had been collateralizing

you had been collateralizing

he/she/it had been collateralizing

we had been collateralizing

they had been collateralizing

PRESENT

I collateralize

you collateralize

he/she/it collateralizes

we collateralize

they collateralize

PRESENT CONTINUOUS

I am collateralizing

you are collateralizing

he/she/it is collateralizing

we are collateralizing

they are collateralizing

PRESENT PARTICIPLE

collateralizing

PRESENT PERFECT

I have collateralized

you have collateralized

he/she/it has collateralized

we have collateralized

they have collateralized

PRESENT PERFECT CONTINUOUS

I have been collateralizing

you have been collateralizing

he/she/it has been collateralizing

we have been collateralizing

they have been collateralizing