NATIONAL HEALTH INSURANCE PROGRAM Meaning and
Definition
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A national health insurance program refers to a comprehensive systematic approach implemented by a government to financially protect and provide healthcare services to its citizens. This type of program aims to create a universal healthcare system where all residents of a country are entitled to receive essential medical care, regardless of their socio-economic status or ability to pay.
National health insurance programs typically require mandatory participation from all citizens or residents, either through payroll taxes or premiums. The funds collected are then used to create a pool of resources, which is utilized to cover medical expenses, medications, hospitalization, and preventive care services. The program may also cover costs related to mental health, dental care, and maternity care, among other healthcare needs.
This type of insurance program often involves a combination of public and private healthcare providers, allowing individuals to choose their preferred doctors and hospitals while adhering to certain regulations and guidelines established by the government. The purpose of such programs is to ensure equal access to healthcare services, promote better health outcomes, reduce healthcare disparities, and protect citizens from high medical costs.
National health insurance programs are designed to alleviate financial burdens associated with healthcare expenses, providing peace of mind to citizens by offering them affordable and quality healthcare services when needed. Implementation methods and coverage may vary among countries, as these programs are tailored to the specific needs and priorities of each nation's healthcare system.
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